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Weekly Mtg. Rates
30 Year Fixed
5.00 %
15 Year Fixed
4.36 %
1 Year ARM
4.07 %
Freddie Mac Natl. Avg.
Updated 5/6/2010
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Term
Definition
U.S. Department. of Housing and Urban Development
  
A federal agency that oversees the Federal Housing Administration and a variety of housing and community development programs.
Underlayment
  
A layer of wood between the subfloor and the floor.
Underwriting
  
The process lenders go through to evaluate the risks posed by a particular borrower and to set appropriate conditions for the loan.
Undisclosed heir
  
A person who claims the right to a piece of property after the death of an owner without a will.
Undisclosed spouse
  
An unidentified marital partner who can claim the right to a piece of property.
Unrecorded deed
  
An unrecorded deed transfers ownership from one party to another without being officially recorded.
Unsecured loan
  
Any loan that is not backed by collateral.
Upgrades
  
Options than the standard carpeting, lighting, finish carpentryand other amenities offered to all buyers in a new-home project.
Upzoning
  
The process in which a property is zoned from a lower to a higher use.
Urban sprawl
  
The unplanned expansion of development over a large area.
Usury
  
A reference to illegally excessive interest charged on any loan.
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